Social Services Program

A Program Created With You In Mind

Our Social Services Program was created to address the specialized needs of your organization. From Property and liability coverages to professional liability, it covers your operational bases in one comprehensive program. We have created a program that=s cost effective, easy to understand and even easier to use. After all, you have better things to do with your time than wrestle with your insurance program.

You'll find that the Social Services Program builds in many additional coverages that cost extra with other programs.

Broad Insurance Protections Designed Just For You

The Social Services Program gives you broad protection for your business. Here is a brief look at some of the highlights.

Property Insurance automatically includes the following:

• Business Computer Coverage
• Employee Dishonesty & Money & Securities
• Damage to Property of Home Care Providers
• Emergency Cavating Expenses
• Mobile Medical Equipment
• Ordinance or Law Coverage
• Personal Property of Other (included within your Business Personal property limit)
• Business Income Coverage on an actual loss sustained basis

Liability Coverage includes:

• Blanket Additional Insured
• Increased Medical Payment
• Temporary and Volunteer workers included as Insureds
• $100,000 Fire, Lightning or Explosion limit
• Contractual Liability for oral or written contracts

Commercial Automobile, key coverage features:

• Blanket Additional Insureds
• Lease Gap Coverage
• $35,000 Hired Car Physical Damage
• Limited Physical Damage for Employees or Volunteers

Customized Protection with Your Choice of Options

Our Social Services Program lets you pick and choose a variety of options so you can tailor your insurance program to your individual needs:

• Professional Libaility is available and provide limits up to $1,000,000/$3,000.000. Coverage applies to the business and all employees
• Sexual Misconduct Liability
• Key Employee Replacement Expense
• Systems Breakdown Insurance
• Commercial Catastrophe (Umbrella) Liability
• Additional Crime Insurance as well as Fidelity Bonds
• Wide Range of Deductibles
• Flexible Payment Plans